Last Updated: Sep 21, 2026
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Go To Virginia-Life-Annuities-and-Health-Insurance Questions
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| Certification Vendor: | Virginia Bureau of Insurance |
|---|---|
| Exam Name: | VA Life, Annuities & Health Insurance |
| Exam Number: | 11-01 |
| Exam Price: | $35 USD |
| Passing Score: | 70% |
| Related Certifications: | Virginia Life and Health Insurance License |
| Exam Format: | Multiple Choice |
| Exam Duration: | 150 minutes |
| Real Exam Qty: | 150 |
| Available Languages: | English |
| Sample Questions: | Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Sample Questions |
| Exam Way: | Computer-based testing at Prometric test centers. Two sections: General Knowledge (100 scoreable + 5 pretest questions) and Virginia-Specific (40 scoreable + 5 pretest questions). Must achieve 70% on both sections to pass. Section 1 must be completed before Section 2 begins. |
| Pre Condition: | None specified. No requirement to be hired or sponsored by an insurance company before taking the exam. |
| Official Syllabus URL: | https://www.prometric.com/virginia/insurance |
| Section | Objectives |
|---|---|
| General Insurance Knowledge (National) | - Taxes, Retirement, and Other Life Insurance Concepts
- Types of Life Policies
- Workers Compensation - Federal Tax Considerations for Health Insurance
- Annuities
|
| Virginia-Specific Content | - Virginia Statutes and Regulations Common to Life, Accident and Health Insurance
|
The Virginia-Life-Annuities-and-Health-Insurance exam is the official Virginia Insurance exam behind Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 — passing it earns you the Virginia Insurance License certification. It is built for candidates who want to validate the skills measured by Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01. Depending on your track, the exam is also linked to the Virginia Life and Health Insurance License certification, so one pass can move you toward more than one Virginia Insurance credential.
The Virginia-Life-Annuities-and-Health-Insurance exam presents 150 questions to be completed within 150 minutes. That pace leaves little room for second-guessing: read each question carefully on the first pass, flag the ones you want to revisit, and keep moving instead of stalling on a single item. Before exam day, run at least one full timed session in the TestSimulate desktop or online test engine with a comparable question load — a steady rhythm under the clock is a trainable skill, and it is often what separates a pass from a near miss.
To pass the Virginia-Life-Annuities-and-Health-Insurance exam you need 70%, and the official registration fee is $35 USD. Keep in mind that a failed attempt means paying that fee again in full — retakes are not discounted. Given the cost, self-test before you book: if you can score comfortably above the passing mark on two or three consecutive timed TestSimulate practice tests, your budget is far better spent on the exam itself than on a retake.
None specified. No requirement to be hired or sponsored by an insurance company before taking the exam. Because Virginia Insurance revises its certification programs from time to time, treat this as a starting point rather than the final word. Confirm the current eligibility requirements on the official Virginia Insurance exam page before you register.
Yes. A free PDF demo of the Virginia-Life-Annuities-and-Health-Insurance practice questions is available, so you can check the question style and answer quality before spending anything. Every purchase also includes 365 days of free updates — whenever Virginia Insurance adjusts the Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 blueprint, your material is refreshed at no cost during that period. After the first year, you can extend the update service at a 50% discount from your member zone.
TestSimulate backs your purchase with a 100% Money Back Guarantee. If you take the corresponding exam within 60 days of purchase and do not pass, you can claim a full refund by submitting a scanned copy of your exam enrollment slip together with the official Score Report PDF within 2 days of your exam date; approved claims are processed within 7 days. The guarantee applies only to the exam matching your purchase, the candidate name must match the payer name, and it does not cover attempts taken within 3 days of purchase, candidates who downloaded the material but never sat the exam, expired orders, or free materials. If you would rather keep preparing, you can exchange the product for two free exam preparation packages of equal value and keep the update service on your original purchase.
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The Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 syllabus is organized into 2 domains. Among the headline areas are General Insurance Knowledge (National), Virginia-Specific Content. Rather than copying every subtopic here, we keep the complete, current outline in the Exam Topics section above — work through it domain by domain with the TestSimulate Virginia-Life-Annuities-and-Health-Insurance practice questions so nothing on the blueprint catches you off guard.
Life insurance death proceeds are normally includable in a deceased insured's gross estate:
Correct Answer: A 🗳️
Explanation: Only visible for TestSimulate members. You can sign-up / login (it's free).
Under which one of the following life insurance policies would it be possible to include an automatic premium loan provision?
Correct Answer: D 🗳️
Explanation: Only visible for TestSimulate members. You can sign-up / login (it's free).
(The Virginia Life, Accident and Sickness Insurance Guaranty Association was established to protect consumers in the event of an insurer's:)
Correct Answer: D 🗳️
Explanation: Only visible for TestSimulate members. You can sign-up / login (it's free).
(Benefit payments under a joint and survivor annuity normally continue until the death of:)
Correct Answer: C 🗳️
Explanation: Only visible for TestSimulate members. You can sign-up / login (it's free).
The insurance with other insurers provision in an individual health insurance policy allows an insurer to pay benefits to the insured on a pro-rata basis when the:
Correct Answer: D 🗳️
Explanation: Only visible for TestSimulate members. You can sign-up / login (it's free).
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