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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) the conveyance is void.
B) they are tenants in common.
C) they are joint tenants with rights of survivorship.
D) they are tenants by the entirety.

2. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) anti-kickback.
B) required use.
C) bundled services.
D) tied benefits.

3. The commissioner may refuse to issue a license if the applicant

A) is 20-years of age.
B) provided incorrect information on licensing application.
C) has allowed an insurance license to lapse.
D) is not a resident of Pennsylvania.

4. Obtaining and recording releases of mortgages and reconveyances of trust deeds satisfied at closing is considered part of what process?

A) post-closing
B) marketing
C) pre-closing
D) disbursement

5. What must accompany the satisfaction piece when presented for recording?

A) The payment record
B) The certificate of title
C) The final receipt
D) The original mortgage instrument

Solutions: