Last Updated: Aug 31, 2026
No. of Questions: 122 Questions & Answers with Testing Engine
Download Limit: Unlimited
Our Online Test Engine & Self Test Software of TestSimulate NY-Life-Accident-and-Health actual study materials can simulate the exam scene so that you will have a good command of writing speed and time. Then multiple practices make you perfect while in the real Insurance Licensing NY-Life-Accident-and-Health exam. The package practice version will not only provide you high-quality NY-Life-Accident-and-Health exam preparation materials but also various studying ways.
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Failing an exam costs more than pride — it means paying the registration fee again and losing weeks of momentum. Working through the 122 NY-Life-Accident-and-Health practice questions at TestSimulate before your first attempt is the cheaper, calmer route to passing Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55.
| Certification Vendor: | New York State Department of Financial Services (NYDFS) / PSI Services LLC |
|---|---|
| Exam Name: | New York Life, Accident and Health Insurance Agent/Broker Examination (Series 17-55) |
| Exam Number: | Series 17-55 |
| Exam Format: | Multiple Choice, Computer-Based Testing (CBT) |
| Exam Price: | $33 USD (exam fee; subject to PSI scheduling/service fees) |
| Passing Score: | 70% |
| Real Exam Qty: | Approximately 150 |
| Related Certifications: | New York Accident and Health Insurance License Property & Casualty Insurance License (related licensing pathway) New York Life Insurance License |
| Available Languages: | English |
| Certificate Validity Period: | 2 years (renewal required with continuing education requirements) |
| Exam Duration: | 150 minutes |
| Recommended Training: | Kaplan Financial Education - NY Insurance Licensing Courses ExamFX Insurance Pre-Licensing Training |
| Exam Registration: | PSI Exams Registration (New York Insurance Licensing) NYDFS Insurance Licensing Information |
| Sample Questions: | Insurance Licensing NY-Life-Accident-and-Health Sample Questions |
| Exam Way: | Computer-based exam at PSI testing centers (onsite proctored) |
| Pre Condition: | Completion of New York state-approved pre-licensing education for Life and Accident & Health insurance (hours may vary by provider and current regulation) |
| Official Syllabus URL: | https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers |
| Section | Objectives |
|---|---|
| Topic 1: State Regulations (New York) | - Licensing requirements
|
| Topic 2: Insurance Fundamentals | - Principles of insurance and risk management
|
| Topic 3: Accident and Health Insurance | - Health insurance products
|
The NY-Life-Accident-and-Health exam is the official Insurance Licensing exam behind Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 — passing it earns you the New York Life, Accident and Health Insurance Agent/Broker License certification, a credential positioned at the Professional level. It is built for candidates who want to validate the skills measured by Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55. Depending on your track, the exam is also linked to the New York Life Insurance License, New York Accident and Health Insurance License and Property & Casualty Insurance License (related licensing pathway) certifications, so one pass can move you toward more than one Insurance Licensing credential.
The NY-Life-Accident-and-Health exam presents Approximately 150 questions to be completed within 150 minutes. That pace leaves little room for second-guessing: read each question carefully on the first pass, flag the ones you want to revisit, and keep moving instead of stalling on a single item. Before exam day, run at least one full timed session in the TestSimulate desktop or online test engine with a comparable question load — a steady rhythm under the clock is a trainable skill, and it is often what separates a pass from a near miss.
To pass the NY-Life-Accident-and-Health exam you need 70%, and the official registration fee is $33 USD (exam fee; subject to PSI scheduling/service fees). Keep in mind that a failed attempt means paying that fee again in full — retakes are not discounted. Given the cost, self-test before you book: if you can score comfortably above the passing mark on two or three consecutive timed TestSimulate practice tests, your budget is far better spent on the exam itself than on a retake.
Completion of New York state-approved pre-licensing education for Life and Accident & Health insurance (hours may vary by provider and current regulation) Because Insurance Licensing revises its certification programs from time to time, treat this as a starting point rather than the final word. Confirm the current eligibility requirements on the official Insurance Licensing exam page before you register.
Registration for the NY-Life-Accident-and-Health exam is handled through the official channels below:
Delivery method: Computer-based exam at PSI testing centers (onsite proctored) — pick the option that suits you best when booking your slot.
Insurance Licensing points Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 candidates toward the following official courses:
Official courses build the foundation; pairing them with the 122 NY-Life-Accident-and-Health practice questions from TestSimulate turns that knowledge into exam-day readiness.
Yes. A free PDF demo of the NY-Life-Accident-and-Health practice questions is available, so you can check the question style and answer quality before spending anything. Every purchase also includes 365 days of free updates — whenever Insurance Licensing adjusts the Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 blueprint, your material is refreshed at no cost during that period. After the first year, you can extend the update service at a 50% discount from your member zone.
TestSimulate backs your purchase with a 100% Money Back Guarantee. If you take the corresponding exam within 60 days of purchase and do not pass, you can claim a full refund by submitting a scanned copy of your exam enrollment slip together with the official Score Report PDF within 2 days of your exam date; approved claims are processed within 7 days. The guarantee applies only to the exam matching your purchase, the candidate name must match the payer name, and it does not cover attempts taken within 3 days of purchase, candidates who downloaded the material but never sat the exam, expired orders, or free materials. If you would rather keep preparing, you can exchange the product for two free exam preparation packages of equal value and keep the update service on your original purchase.
Delivery is instant: your download is available right after payment, and a copy is emailed to you within one minute. If nothing arrives within 2 hours, check your spam folder and contact our support team. There is no limit on the number of computers you can install the software on.
The Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 syllabus is organized into 3 domains. Among the headline areas are Insurance Fundamentals, Accident and Health Insurance, State Regulations (New York). Rather than copying every subtopic here, we keep the complete, current outline in the Exam Topics section above — work through it domain by domain with the TestSimulate NY-Life-Accident-and-Health practice questions so nothing on the blueprint catches you off guard.
Question 1
Which of the following CORRECTLY identifies the favorable income tax treatment afforded to annuities?
A. The entire distribution is taxed at the owner ' s rate of taxation.
B. Annual earnings are partially income tax exempt.
C. Annual earnings are partially income tax deductible.
D. Gains are taxed only on distribution.
Question 2
Under Workers ' Compensation, injured employees are covered for all of the following losses EXCEPT
A. pain and suffering.
B. loss of wages.
C. medical expenses.
D. occupational illness.
Question 3
The statement, " Any person who knowingly and with intent to defraud any insurer or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty... " MUST appear in all New York
A. applications for credit.
B. insurance documents distributed to the general public.
C. applications for insurance and on all claim forms.
D. insurance communications with consumers.
Question 4
For three weeks next month a company ' s employees will choose to enroll or remain enrolled in their HMO or change health plans. What is this situation called?
A. annual gatekeeper enrollment
B. employer sponsored health plan
C. coverage authorization period
D. annual open enrollment
Question 5
A 65-year-old employee who works for an employer with 24 employees is disabled on the job. The employee has fully recovered and returned to work. Which health coverage is primary?
A. an individual plan
B. workers ' compensation
C. his employer ' s group plan
D. Medicaid
Solutions:
| Question 1 Answer: D | Question 2 Answer: A | Question 3 Answer: C | Question 4 Answer: D | Question 5 Answer: B |
Milo
Quennel
Ternence
Yale
Beverly
Dorothy
Hannah
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