Download CII : M05 Questions & Answers as PDF & Test Software
Updated: Aug 14, 2026
No. of Questions: 121 Questions & Answers with Testing Engine
Download Limit: Unlimited
Reliable & Actual Study Materials for M05 Exam Success
Our Online Test Engine & Self Test Software of TestSimulate M05 actual study materials can simulate the exam scene so that you will have a good command of writing speed and time. Then multiple practices make you perfect while in the real CII M05 exam. The package practice version will not only provide you high-quality M05 exam preparation materials but also various studying ways.
100% Money Back Guarantee
TestSimulate has an unprecedented 99.6% first time pass rate among our customers. 
We're so confident of our products that we provide no hassle product exchange.
- Best exam practice material
- Three formats are optional
- 10 years of excellence
- 365 Days Free Updates
- Learn anywhere, anytime
- 100% Safe shopping experience
- Instant Download: Our system will send you the products you purchase in mailbox in a minute after payment. (If not received within 12 hours, please contact us. Note: don't forget to check your spam.)
M05 Online Engine
- Online Tool, Convenient, easy to study.
- Instant Online Access
- Supports All Web Browsers
- Practice Online Anytime
- Test History and Performance Review
- Supports Windows / Mac / Android / iOS, etc.
- Try Online Engine Demo
M05 Self Test Engine
- Installable Software Application
- Simulates Real Exam Environment
- Builds M05 Exam Confidence
- Supports MS Operating System
- Two Modes For Practice
- Practice Offline Anytime
- Software Screenshots
M05 Practice Q&A's
- Printable M05 PDF Format
- Prepared by M05 Experts
- Instant Access to Download
- Study Anywhere, Anytime
- 365 Days Free Updates
- Free M05 PDF Demo Available
- Download Q&A's Demo
CII M05 Exam Overview:
| Certification Vendor: | Chartered Insurance Institute (CII) |
| Exam Name: | Insurance Law (IL) |
| Exam Number: | M05 |
| Exam Duration: | 60 minutes |
| Real Exam Qty: | 50 |
| Exam Format: | 40 Multiple Choice Questions (MCQ), 10 Multiple Response Questions, Coursework Assignment (10 compulsory short-answer questions) |
| Related Certifications: | Diploma in Insurance |
| Passing Score: | 65% |
| Available Languages: | English |
| Sample Questions: | CII M05 Sample Questions |
| Exam Way: | Computer-based online examination and coursework assessment through CII RevisionMate; available year-round at approved test centres or remote locations where permitted. |
| Pre Condition: | No mandatory prerequisites. Recommended for candidates pursuing the CII Diploma in Insurance. |
| Official Syllabus URL: | https://www.cii.co.uk/learning/qualifications/unit-insurance-law-m05/ |
CII M05 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Indemnity and Loss Measurement | - Principle of indemnity
|
| Topic 2: Insurance Claims | - Claims process and legal principles
|
| Topic 3: Insurance Contract Terms and Vitiating Factors | - Policy terms and breaches
|
| Topic 4: Law of Agency and Insurance | - Agency relationships
|
| Topic 5: Formation of Insurance Contracts | - Core insurance principles
|
| Topic 6: Subrogation and Contribution | - Recovery rights and sharing of losses
|
| Topic 7: Law of Contract | - Contract formation and operation
|
| Topic 8: Law of Torts | - Principles of tort law
|
| Topic 9: Nature and Sources of English Law and Legal Persons | - Legal personality
|
CII Insurance law (IL) Sample Questions:
1. According to statute law, an unfair term in a consumer insurance contract is defined as one which
A) has been individually negotiated and is to the detriment of either one of the parties.
B) does not restrict liability for death or personal injury.
C) causes a significant imbalance in the parties' rights to the detriment of the consumer.
D) provides insurance where the scope of cover is narrow compared to the premium charged.
2. What does the principle of "indemnity" generally prevent in an insurance contract?
A) Allowing the insured to profit from the loss
B) Setting premiums based on market conditions
C) Insuring property for more than its actual value
D) Limiting the insurer's liability
3. For this question more than 1 option is correct. You must select ail the correct options to gain the mark.
In what circumstances does the Fires Prevention (Metropolis) Act 1774 require insurance companies to ensure that claims monies are used to rebuild or reinstate buildings destroyed or damaged by fire?
A) Where there is underinsurance.
B) Upon the request of any person(s) interested in the buildings.
C) When fraud or arson by the insured is suspected.
D) Where the building was destroyed by an explosion.
4. If the amount to be paid in the event of a total loss of insured property is agreed between the proposer and the insurer at inception of the policy, this is a modification of the principle of
A) indemnity.
B) good faith.
C) subrogation.
D) contribution.
5. In respect of a life assurance policy, the duty to take reasonable care NOT to make a misrepresentation ends when the proposer
A) forms the contract with the insurer.
B) dies and his estate submits a claim to the insurer.
C) signs and submits the completed proposal form to the insurer.
D) assigns the contract to a third party.
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: B,C | Question # 4 Answer: A | Question # 5 Answer: A |
Freaking awesome! What an outstanding stuff from TestSimulate . Completely overwhelmed by their stuff. Nevertheless learned only through TestSimulate M05 pdf exam guide and wonderful
By Gavin
I passed my previous exam with just passing marks, which was not satisfactory. My friend told me to use TestSimulate real exam questions to practice for my next M05 exam.
By Isidore
Thanks TestSimulate to breaking all the barriers and hurdles I have been facing preparing for my M05 exam.
By Levi
No hesitation in testifying TestSimulate as a powerful source for certification exams prep. Even after hours of preparations and training I could not assume such high grades in M05
By Nelson
There are many sites offering real exam dumps but found TestSimulate with top level reliability. I have been using this site since last year and every time it turned out to be the best reliable dump
By Jeff
My employer wanted me to pass M05 exam as soon as possible and paid fee for my exam. Learned related materials in addition to TestSimulate real exam dumps for M05
By Lynn
Disclaimer Policy: The site does not guarantee the content of the comments. Because of the different time and the changes in the scope of the exam, it can produce different effect. Before you purchase the dump, please carefully read the product introduction from the page. In addition, please be advised the site will not be responsible for the content of the comments and contradictions between users.
TestSimulate M05 practice test engine provide users the most accurate exam materials so that users can have a good learning about your exam. Most examinees choose our practice test engine as their only exam materials and pass exam successfully. Our high-quality M05 practice test engine should be helpful for every user if you pay attention on our exam questions. Every penny will be worth.
Or if you are afraid, we have money back guarantee policy that if you fail exam after purchasing our M05 practice test engine, we will full refund to you soon if you send us your failure score scanned and apply for refund. No Pass, Full Refund!
Frequently Asked Questions
Are your materials surely helpful and latest?
Yes, our M05 exam questions are certainly helpful practice materials. Our pass rate is 99%. Our M05 exam questions are compiled strictly. Our education experts are experienced in this line many years. We guarantee that our materials are helpful and latest surely. If you want to know more about our products, you can download our PDF free demo for reference. Also we have pictures and illustration for Self Test Software & Online Engine version.
When do your products update? How often do our M05 exam products change?
All our products are the latest version. If you want to know details about each exam materials, our service will be waiting for you 7*24*365 online. Our exam products will updates with the change of the real M05 test. It is different for each exam code.
How long will my M05 exam materials be valid after purchase?
All our products can share 365 days free download for updating version from the date of purchase. So don't worry. The exam materials will be valid for 365 days on our site.
How can I know if you release new version? How can I download the updating version?
We have professional system designed by our strict IT staff. Once the M05 exam materials you purchased have new updates, our system will send you a mail to notify you including the downloading link automatically, or you can log in our site via account and password, and then download any time. As we all know, procedure may be more accurate than manpower.
Should I need to register an account on your site?
No. After purchase, our system will set up an account and password by your purchasing information. You can use it directly or you can change your password as you like. No need to register an account yourself.
Do you have money back policy? How can I get refund if fail?
Yes, we have money back guarantee if you fail exam with our products. Applying for refund is simple that you send email to us for applying refund attached your failure score scanned. Money will be back to what you pay. Normally we support Credit Card for most countries. Our refund validity is 60 days from the date of your purchase. Our customer service is 365 days warranty. Users can receive our latest materials within one year.
What is the Self Test Software? How to use it? How about Online Test Engine?
Self Test Software should be downloaded and installed in Window system with Java script. After purchase, we will send you email including download link, you click the link and download directly. If your computer is not the Window system and Java script, you can choose to purchase Online Test Engine. It is available for all device such Mac.
Can I purchase PDF files? Can I print out?
Yes, you can choose PDF version and print out. PDF version, Self Test Software and Online Test Engine cover same questions and answers. PDF version is printable.
How many computers can Self Test Software be downloaded? How about Online Test Engine?
Self Test Software can be downloaded in more than two hundreds computers. It is no limitation for the quantity of computers. So does Online Test Engine. You can use Online Test Engine in any device.
Over 73908+ Satisfied Customers
