Download Insurance Licensing : InsNV_Health02 Questions & Answers as PDF & Test Software
Updated: Aug 20, 2026
No. of Questions: 132 Questions & Answers with Testing Engine
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Insurance Licensing InsNV_Health02 Exam Overview:
| Certification Vendor: | Nevada Division of Insurance |
| Exam Name: | NV Accident and Health Insurance Examination |
| Exam Number: | InsNV_Health02 |
| Exam Price: | $37 USD |
| Exam Duration: | 135 minutes |
| Available Languages: | English |
| Exam Format: | Multiple Choice |
| Related Certifications: | NV Life Insurance NV Life, Accident & Health Insurance NV Property Insurance NV Casualty Insurance |
| Real Exam Qty: | 98 (88 scored + 10 pre-test) |
| Certificate Validity Period: | Valid per Nevada insurance license renewal requirements |
| Passing Score: | 70% |
| Recommended Training: | Pearson VUE Nevada Insurance Candidate Handbook |
| Exam Registration: | Pearson VUE Nevada Insurance Registration |
| Sample Questions: | Insurance Licensing InsNV_Health02 Sample Questions |
| Exam Way: | In-person at Pearson VUE testing centers; delivered as computer-based exam |
| Pre Condition: | No mandatory pre-licensing education required in Nevada; candidates must be fingerprinted and pass background check upon license application. |
| Official Syllabus URL: | https://www.pearsonvue.com/nv/insurance/ |
Insurance Licensing InsNV_Health02 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Accident and Health — General Knowledge | ~68% | - Types of Health Insurance Policies
|
| Nevada Statutes, Rules and Regulations | ~32% | - Nevada Health-Specific Regulations
|
Insurance Licensing NV Accident and Health Sample Questions:
1. In order to be covered under the Nevada Life and Health Insurance Guaranty Association, an insurance company MUST be:
A) alien
B) a fraternal benefit society
C) rated by AM Best
D) admitted
2. Insurance for the primary purpose of repaying a loan in the event of disability is referred to as:
A) Guaranteed Asset Protection policy
B) Credit Accident and Health policy
C) Loan Repayment policy
D) Credit Life and Major Medical policy
3. An insured purchases a rider that pays an additional amount only if death results from a covered accident.
This rider is best described as:
A) A guaranteed-insurability rider
B) An accidental death benefit rider
C) A return-of-premium rider
D) A cost-of-living rider
4. Which of the following statements is CORRECT about Business Overhead Expense insurance?
A) It covers eligible expenses for staff, rent, and utilities.
B) It can be obtained only by corporations.
C) It covers eligible expenses for staff only.
D) It reimburses the policyowner for loss of income.
5. Under a group health policy, which of the following coverages MUST be provided for newborn children?
A) Transportation costs from the hospital to the child ' s residence
B) Genetic Testing
C) Routine eye examinations
D) Congenital health defects
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: B | Question # 3 Answer: B | Question # 4 Answer: A | Question # 5 Answer: D |
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